President's address - Shri Nithyanand D Kotian addressing the gathering on eve of AGM.

Shri. Vasudev R Kotian, Director, The Bharat Co.op Bank Ltd, being presented with bouquet and shawl.

Rohini J.Salian ,Vice Chairperson,The Bharat Co.Op Bank being presented bouquet and shawl.

Shri.Surendra A.Pooajri M.D Sai Care Logistics Pvt.Ltd. being presented bouquet and shawl

Shri. Umesh Karkera, Prop.Tirupati Enterprises,being presented bouquet and shawl

Shri.Ashwajith Hejmady, Auditor, being presented bouquet and shawl.

Shri.Harish Amin, businessman being presented bouquet and shawl.

Shri .Rajshekar R Kotian - Producer, Director, Actor of Shree Narayana Guru Swami movie being presented
with bouquet and shawl.

Shri.Sooru C Karkera being presented with bouquet and shawl.

Shri. B.Ravindra Amin, Chairman-School Sub Committee of The Billawar Association, Mumbai being honored for
achieving 100% results in S.S.C. since last three years by the students of Shree Gurunarayana Night High School ,Santacruz.

Shri. Anilkumar R Amin ,Chief Gen.Manager,The Bharat Co.Op Bank being presented bouquet and shawl.

Shri. Harishchandra G Mulki - Director of The Bharat Co.op Bank Ltd, being presented with bouquet and shawl .